QRIS Cross-border
Scan QR abroad — Rupiah balance deducted automatically, no registration needed.
What is QRIS Cross-border?
QRIS Cross-border is a payment scheme initiated by Bank Indonesia. It lets Indonesians pay in partner countries using Indonesian payment apps, and vice versa — foreign tourists can scan QRIS at Indonesian merchants using their home country apps.
No additional registration or cards needed. Simply open your existing app, scan the QR code, and your Rupiah balance is deducted automatically at the rate set by the payment provider.
QRIS Cross-border — Check Supported Apps
Currently, QRIS Cross-border is used for QRIS transactions in Thailand, Malaysia, Singapore, Japan, South Korea, and China by both Indonesian travelers and foreign tourists.
Details by Country
Thailand
Malaysia
Singapore
Japan
South Korea
China
Indonesian Apps → Partner Countries
✓ means the app supports QRIS payments in that partner country.
| App | Thailand | Malaysia | Singapore | Japan | South Korea | China |
|---|---|---|---|---|---|---|
| BCA | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| BPD Bali | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Bank Permata | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| CIMB Niaga | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| LinkAja | ✓ | ✓ | — | — | — | — |
| BSI | ✓ | ✓ | ✓ | — | ✓ | ✓ |
| Bank Mega | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Finpay | ✓ | ✓ | ✓ | ✓ | ✓ | — |
| Bank Pan Indonesia | ✓ | ✓ | ✓ | — | — | — |
| Bank Sinarmas | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| DANA | ✓ | ✓ | ✓ | — | ✓ | ✓ |
| Bank Mandiri | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| OCBC NISP | ✓ | — | — | ✓ | ✓ | ✓ |
| Bank Ina Perdana | ✓ | ✓ | ✓ | — | — | — |
| BTN | ✓ | ✓ | — | ✓ | ✓ | ✓ |
| Bank Nagari | ✓ | ✓ | ✓ | — | — | — |
| Ottocash | ✓ | ✓ | — | — | — | — |
| Bank Danamon | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Gopay | ✓ | — | — | ✓ | ✓ | ✓ |
| Bank DBS | ✓ | ✓ | ✓ | — | — | — |
| BNI | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| SMBC | ✓ | ✓ | — | ✓ | — | — |
| BRI | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| NETZME | — | — | ✓ | ✓ | ✓ | ✓ |
| MNC Teknologi | — | — | ✓ | ✓ | ✓ | ✓ |
| ShopeePay | — | ✓ | — | ✓ | ✓ | ✓ |
| Bank Woori Saudara | — | ✓ | — | ✓ | ✓ | — |
| Nobu Bank | — | — | — | — | ✓ | — |
| Bank Ganesha | — | — | — | — | ✓ | ✓ |
| PT Buana Media Teknologi | — | — | — | — | ✓ | ✓ |
| Batpay | — | — | — | — | ✓ | — |
| BPD Sumatera Utara | — | — | — | — | — | ✓ |
| Finnet | — | — | — | — | — | ✓ |
| Allo Bank | — | — | — | — | — | ✓ |
| PT Reka Multi Aptika | — | — | — | — | — | ✓ |
International Apps → Usable in Indonesia
Tourists from partner countries can directly scan QRIS at Indonesian merchants.
How It Works
Three QRIS cross-border payment scenarios.
Indonesian Abroad
Foreigner in Indonesia
Indonesian Merchant
Need more answers?
See common questions about QRIS Cross-border, including countries that are not yet partners.